How does the buying process, for a Mexican citizen, work step by step?

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🛒🇲🇽 Step-by-Step: Buying Real Estate in Miami as a Mexican Citizen

1. Define Your Goals & Budget

• Are you buying for vacation, investment, or rental income?
   
• Determine your budget (cash or financed) and preferred areas (e.g., Brickell, Doral, Edgewater).
   

2. Hire a Bilingual Real Estate Agent

• Work with an agent who understands the needs of international clients, especially Mexican buyers.
   
• They’ll guide you on neighborhoods, legal matters, and suitable properties.
   

3. Get Pre-Qualified (If Financing)

• If you want a U.S. mortgage, contact a lender offering foreign national loans.
   
• You’ll need:
   
  • Mexican passport
     
  • Proof of income or assets
     
  • 30–50% down payment
     
  • Possibly a U.S. bank account
     

4. Choose the Right Legal Structure

• You can buy in your personal name or create a U.S. LLC or trust.
   
• A legal or tax advisor can help you:
   
  • Minimize estate taxes
     
  • Improve asset protection
     
  • Simplify inheritance
     

5. Property Search & Offer

• Your agent helps you tour properties (in person or virtually).
   
• Once you find the right one, your agent:
   
  • Submits a purchase offer
     
  • Negotiates price and terms
     
  • Helps prepare the earnest money deposit (typically 5–10%)
     

6. Sign Contract & Open Escrow

• Once offer is accepted, you sign a purchase agreement and send the deposit to a licensed title company.
   
• Escrow is officially opened.
   

7. Due Diligence Period

• Home inspection
   
• Review of HOA rules and financials (if applicable)
   
• Final financing approval (if applicable)
   

8. Prepare Funds & Sign Closing Documents

• If paying cash: wire the remaining funds before closing
   
• If financing: finalize loan documents
   
• Documents can be signed remotely, via Power of Attorney or Remote Online Notarization
   

9. Close the Transaction

• Title company records the deed in your name or LLC
   
• You receive the keys and legal ownership
   
• Congratulations! You're now a property owner in Miami
   

10. After Closing

• Set up property management (if renting)
   
• Arrange for insurance, HOA dues, and property taxes
   
• If rented: prepare to file a U.S. tax return each year
   

✅ Total Timeline:

30 to 60 days (can be faster for cash purchases)

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Antonio Aguirre

Meet Antonio Aguirre

Broker Associate | Realtor® based in Miami, FL

With over 20 years of real estate experience, Antonio Aguirre is a trusted expert helping buyers, sellers, and investors—both local and international—make smart, strategic decisions in one of the most competitive markets in the U.S.

Antonio’s career began by opening offices, recruiting, training, and mentoring agents across the U.S. and Latin America. His leadership and consistent results have earned him multiple industry recognitions, and his global perspective allows him to understand and meet the diverse needs of his clients.

Today, Antonio leads a multidisciplinary team committed to delivering comprehensive, transparent, and personalized service. Whether you’re investing in pre-construction, exploring private equity opportunities, or looking for existing properties, Antonio has the knowledge, network, and resources to help you secure the best possible deal.

A true Miamian at heart, Antonio is passionate about watersports and gastronomy—qualities that reflect his energetic, detailed, and client-centered approach to real estate.

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Ready to take the next step?

📞 Schedule a private consultation: +1-786-309-1965
🌐 Work with someone who understands your vision—and knows how to make it happen.