Can Mexicans purchase real estate in Miami?
Antonio Aguirre
Last update: 2025-05-30
Antonio Aguirre
Last update: 2025-05-30
No visa, residency, or citizenship is required to purchase property in the United States.
You can buy as an individual, or through a Mexican or U.S.-based legal entity (like an LLC or trust).
Ownership is full and legal (fee simple), just like for U.S. citizens.
Mexican nationals can get mortgage financing from U.S. lenders, typically under "foreign national" loan programs. Requirements include:
30%–50% down payment
Proof of income/assets (even if based in Mexico)
Valid passport and tourist visa (for identity verification)
Higher interest rates compared to domestic buyers
Property Taxes: Same as U.S. residents (approx. 2% of assessed value annually)
FIRPTA Tax: If you sell, 15% of the sale price may be withheld unless you file for a refund with the IRS
Inheritance Planning: Many Mexican buyers use LLCs or trusts to simplify estate planning and limit liability
Geographical proximity and direct flights from Mexico
No state income tax in Florida
Investment diversification and dollar-denominated assets
High rental income potential (especially with seasonal or short-term rentals)
Strong Mexican community and Spanish-speaking environment
As a foreign buyer, working with a bilingual real estate professional experienced in international transactions will simplify every step — from property selection and negotiation to closing and management.
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Broker Associate | Realtor® based in Miami, FL
With over 20 years of real estate experience, Antonio Aguirre is a trusted expert helping buyers, sellers, and investors—both local and international—make smart, strategic decisions in one of the most competitive markets in the U.S.
Antonio’s career began by opening offices, recruiting, training, and mentoring agents across the U.S. and Latin America. His leadership and consistent results have earned him multiple industry recognitions, and his global perspective allows him to understand and meet the diverse needs of his clients.
Today, Antonio leads a multidisciplinary team committed to delivering comprehensive, transparent, and personalized service. Whether you’re investing in pre-construction, exploring private equity opportunities, or looking for existing properties, Antonio has the knowledge, network, and resources to help you secure the best possible deal.
A true Miamian at heart, Antonio is passionate about watersports and gastronomy—qualities that reflect his energetic, detailed, and client-centered approach to real estate.
📞 Schedule a private consultation: +1-786-309-1965
🌐 Work with someone who understands your vision—and knows how to make it happen.
Can Foreigners Buy Real Estate in Miami? A Global Investor's Guide for 2025
Yes, foreigners can buy real estate in Miami! Discover how international buyers can invest in Florida property, the legal process, financing options, tax rules, and why Miami remains a top destination for global investors.
Who should I, as a Mexican citizen, work with? Do I need a lawyer, accountant, or agent?
As a Mexican citizen buying real estate in Miami, working with the right professionals is essential to ensure a smooth, legal, and tax-efficient transaction — especially if you’re buying remotely or for investment. Here’s who you should work with, and what each one does:
Can I use funds from a Mexican bank account or do I need a U.S. account?
Yes, you can use funds from a Mexican bank account to buy real estate in Miami — but having a U.S. bank account is highly recommended and often required, especially if you're financing the purchase or paying recurring costs.
