Can Mexicans purchase real estate in Miami?
Antonio Aguirre
Last update: 2025-05-30
Antonio Aguirre
Last update: 2025-05-30
No visa, residency, or citizenship is required to purchase property in the United States.
You can buy as an individual, or through a Mexican or U.S.-based legal entity (like an LLC or trust).
Ownership is full and legal (fee simple), just like for U.S. citizens.
Mexican nationals can get mortgage financing from U.S. lenders, typically under "foreign national" loan programs. Requirements include:
30%–50% down payment
Proof of income/assets (even if based in Mexico)
Valid passport and tourist visa (for identity verification)
Higher interest rates compared to domestic buyers
Property Taxes: Same as U.S. residents (approx. 2% of assessed value annually)
FIRPTA Tax: If you sell, 15% of the sale price may be withheld unless you file for a refund with the IRS
Inheritance Planning: Many Mexican buyers use LLCs or trusts to simplify estate planning and limit liability
Geographical proximity and direct flights from Mexico
No state income tax in Florida
Investment diversification and dollar-denominated assets
High rental income potential (especially with seasonal or short-term rentals)
Strong Mexican community and Spanish-speaking environment
As a foreign buyer, working with a bilingual real estate professional experienced in international transactions will simplify every step — from property selection and negotiation to closing and management.
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Broker Associate | Realtor® based in Miami, FL
With over 20 years of real estate experience, Antonio Aguirre is a trusted expert helping buyers, sellers, and investors—both local and international—make smart, strategic decisions in one of the most competitive markets in the U.S.
Antonio’s career began by opening offices, recruiting, training, and mentoring agents across the U.S. and Latin America. His leadership and consistent results have earned him multiple industry recognitions, and his global perspective allows him to understand and meet the diverse needs of his clients.
Today, Antonio leads a multidisciplinary team committed to delivering comprehensive, transparent, and personalized service. Whether you’re investing in pre-construction, exploring private equity opportunities, or looking for existing properties, Antonio has the knowledge, network, and resources to help you secure the best possible deal.
A true Miamian at heart, Antonio is passionate about watersports and gastronomy—qualities that reflect his energetic, detailed, and client-centered approach to real estate.
📞 Schedule a private consultation: +1-786-309-1965
🌐 Work with someone who understands your vision—and knows how to make it happen.
Can I get mortgage financing in the U.S. as a Mexican citizen?
Yes, Mexican citizens can get mortgage financing in the U.S., including in Miami, under what's known as a foreign national loan program. However, the terms and requirements are different from those offered to U.S. residents. Here’s what you need to know:
How Would You Act in This Tariffs Market if You Were a Buyer?
If I were a buyer in today’s real estate market, especially in a tariff-impacted, high-demand area like Florida or Miami-Dade, I would act strategically and cautiously, balancing short-term affordability with long-term investment potential.
How does the buying process, for a Mexican citizen, work step by step?
Here’s a step-by-step guide for Mexican citizens looking to buy property in Miami, designed to make the process clear, legal, and secure — whether you’re buying remotely or visiting in person.
