Can Foreigners Buy Real Estate in Miami? A Global Investor's Guide for 2025
Miami has long been a magnet for international buyers—and with good reason. From its tropical climate and global accessibility to tax-friendly policies and booming real estate market, it’s no surprise that foreign investors see Miami as a secure and profitable place to buy property.
But the question remains:
Can foreigners buy real estate in Miami?
Foreign nationals can purchase real estate in Miami without any citizenship or visa requirements. The U.S. has no restrictions on foreign ownership of residential or commercial property, making it one of the most open real estate markets in the world.
Remote purchases are common. Many transactions are done with a Power of Attorney or via remote online notarization, making the process seamless from anywhere in the world.
You can purchase under your personal name, an LLC, trust, or offshore company. Many buyers use entities for tax optimization and asset protection.
Yes, foreign buyers can get U.S. mortgages. Expect:
30–50% down payment
Slightly higher interest rates
Proof of foreign income/assets
Working with a real estate professional experienced in foreign transactions is key to finding the right lender.
Property Taxes: Same as U.S. residents (approx. 2% of assessed value annually)
FIRPTA: Upon resale, the IRS withholds 15% of the sale price for tax purposes. You can apply for a refund depending on your actual tax liability.
No state income tax
Strong rental market (especially for condos)
Luxury lifestyle with global prestige
Diverse cultural community
Easy access to Latin America, Europe, and beyond
Buying real estate in a foreign country can be complex, but with the right local guidance, it’s completely manageable. A knowledgeable real estate agent can help you:
Navigate local laws
Structure the purchase properly
Access exclusive listings and deals
Whether you're seeking a second home, a rental income property, or a long-term investment, Miami is open to you. Contact us today for personalized assistance in your language and timezone.
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Meet Antonio Aguirre, your dedicated Broker Associate in Miami. With credentials as a CIPS, Investor Specialist, Pre-Construction Specialist, and Area Specialist, Antonio is uniquely equipped to guide you through the real estate landscape. A family man at heart, he balances his professional life with a passion for sports like rugby and soccer. Whether you're buying, selling, or investing, Antonio is committed to helping you make informed decisions. Let him assist you on your next move—experience the difference of working with a true professional!
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