Can Foreigners Buy Real Estate in Miami? A Global Investor's Guide for 2025

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Antonio Aguirre

Last update:  2025-05-29

Buyers Investors Financing Miami
Can Foreigners Buy Real Estate in Miami? A Global Investor's Guide for 2025

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Can Foreigners Buy Real Estate in Miami? A Global Investor's Guide for 2025

Miami has long been a magnet for international buyers—and with good reason. From its tropical climate and global accessibility to tax-friendly policies and booming real estate market, it’s no surprise that foreign investors see Miami as a secure and profitable place to buy property.

But the question remains:
Can foreigners buy real estate in Miami?

✅ The Answer: Absolutely, Yes

Foreign nationals can purchase real estate in Miami without any citizenship or visa requirements. The U.S. has no restrictions on foreign ownership of residential or commercial property, making it one of the most open real estate markets in the world.


🧾 Key Things Foreign Buyers Should Know

1. You Don’t Need to Be in the U.S. to Buy

Remote purchases are common. Many transactions are done with a Power of Attorney or via remote online notarization, making the process seamless from anywhere in the world.

2. You Can Buy as an Individual or Entity

You can purchase under your personal name, an LLC, trust, or offshore company. Many buyers use entities for tax optimization and asset protection.

3. Financing Is Available

Yes, foreign buyers can get U.S. mortgages. Expect:

  • 30–50% down payment

  • Slightly higher interest rates

  • Proof of foreign income/assets

Working with a real estate professional experienced in foreign transactions is key to finding the right lender.


💰 Taxes and FIRPTA

  • Property Taxes: Same as U.S. residents (approx. 2% of assessed value annually)

  • FIRPTA: Upon resale, the IRS withholds 15% of the sale price for tax purposes. You can apply for a refund depending on your actual tax liability.


🏡 Why Foreign Buyers Love Miami

  • No state income tax

  • Strong rental market (especially for condos)

  • Luxury lifestyle with global prestige

  • Diverse cultural community

  • Easy access to Latin America, Europe, and beyond


📌 Pro Tip: Work With a Local Expert

Buying real estate in a foreign country can be complex, but with the right local guidance, it’s completely manageable. A knowledgeable real estate agent can help you:

  • Navigate local laws

  • Structure the purchase properly

  • Access exclusive listings and deals


📞 Ready to Buy Property in Miami as a Foreigner?

Whether you're seeking a second home, a rental income property, or a long-term investment, Miami is open to you. Contact us today for personalized assistance in your language and timezone.


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Antonio Aguirre

Antonio Aguirre

Meet Antonio Aguirre

Broker Associate | Realtor® based in Miami, FL

With over 20 years of real estate experience, Antonio Aguirre is a trusted expert helping buyers, sellers, and investors—both local and international—make smart, strategic decisions in one of the most competitive markets in the U.S.

Antonio’s career began by opening offices, recruiting, training, and mentoring agents across the U.S. and Latin America. His leadership and consistent results have earned him multiple industry recognitions, and his global perspective allows him to understand and meet the diverse needs of his clients.

Today, Antonio leads a multidisciplinary team committed to delivering comprehensive, transparent, and personalized service. Whether you’re investing in pre-construction, exploring private equity opportunities, or looking for existing properties, Antonio has the knowledge, network, and resources to help you secure the best possible deal.

A true Miamian at heart, Antonio is passionate about watersports and gastronomy—qualities that reflect his energetic, detailed, and client-centered approach to real estate.


Ready to take the next step?

📞 Schedule a private consultation: +1-786-309-1965
🌐 Work with someone who understands your vision—and knows how to make it happen.

Buyers Investors Financing Miami

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